Transform Your Real Estate Investments with Empire Investments
Discover flexible loan solutions designed to maximize your returns. Whether you’re purchasing below-market properties or rehabilitating existing investments, Empire Investments offers tailored financing options to support your real estate ventures. Explore our private hard money loans and rehab loans today.
Loan Terms
Empire Investments provides flexible loan terms tailored for real estate investors and house flippers. Our private hard money loans and rehab loans are designed to facilitate property purchases below market price and financing for necessary repairs, enhancing property value and marketability.
Basic Loan Terms
- Loan Types: Private hard money loans and rehab loans
- LTV (Loan-to-Value): Up to 70% based on After Repair Value (ARV), with funding typically covering 100% of purchase and rehab costs up to 70% of ARV.
- Credit Score Requirement: Minimum 620 FICO score; scores below 620 may require a co-borrower or guarantor.
- Loan Amounts: Ranging from $50,001 to $2,500,000.
- Term Options:
- 8-month and 12-month terms available (18 months for ground-up construction).
- Properties must be sold or refinanced to pay off the loan.
- Closing Costs: Additional closing costs are due at the time of closing.
States Serviced
Empire Investments offers loans in the following states:
- Alabama, California, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Montana, Minnesota, Mississippi, Missouri, North Carolina, New Hampshire, New Mexico, New Jersey, New York, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Utah, Virginia, Washington, West Virginia, Wisconsin.
Loan Programs
Get mortgages, get better living
Appointment
Let's Talk with a Lending Specialist
Connect with our expert lending specialists today to explore your financing options. At Empire Investments, we’re committed to guiding you through every step of your loan journey with personalized care and expertise.
- Every Step Of The Way
Our team is dedicated to supporting you throughout the entire loan process, ensuring transparency and clarity at every turn. Whether you’re refinancing or purchasing a property, count on Empire Investments to be your trusted partner.
- Dedicated Loan Concierge
Experience personalized service with our dedicated loan concierge who will tailor financing solutions to meet your unique needs. From initial consultation to closing, we’re here to streamline your experience and maximize your investment potential.
- Flexible Rates & Low Fees
Benefit from competitive rates and minimal fees designed to optimize your financial outcomes. At Empire Investments, we offer flexible financing options that align with your budget and investment goals, ensuring affordability and profitability.
Make an Appointment
Schedule a consultation today with one of our experienced lending specialists. We’re committed to helping you achieve your real estate investment goals with tailored solutions and exceptional service.
How It Works
Streamlined Process for Your Rental Loan
At Empire Investments, we’ve simplified the rental loan process to ensure a smooth and efficient experience. Discover how easy it is to secure financing for your rental properties with our four-step process.
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