Supercharge Your Cash Flow
Discover flexible financing options for short-term and vacation rentals with Empire Investments. Whether you’re investing in Airbnb properties, VRBO rentals, or vacation homes, we offer tailored loan solutions to help you maximize your cash flow and scale your rental property empire.
Short-Term Rental Property Lending
Our Short-Term Rental Loans are specifically designed to meet the unique needs of investors in the short-term and vacation rental markets.
Whether you’re looking to purchase a new property, refinance an existing one, or tap into your property’s equity, our loan programs offer the flexibility and favorable terms you need to achieve your investment goals. With options for up to 75% LTV on purchases and 70% LTV for cash-out refinances, our loans are built to maximize your cash flow.
Details
- Up to 75% LTV on purchases
- Up to 70% LTV for cash-out refinance – must have 12 months of short-term income verification
- 1.5+ DSCR
- Minimum FICO 700
- 5, 10, 30-year options
- Multiple structure options available to fit your unique investment strategy
- Fixed rate, ARMs, fully amortizing, interest only, or balloons
- Designed for Airbnb, VRBO, and vacation homes
- Experience in closing thousands of rental property loans annually
- Nationwide reach to support your investment strategy
Overview :
Empire Investments offers specialized Short-Term Rental Loans tailored for investors in Airbnb properties, VRBO rentals, and vacation homes. Our flexible financing solutions are designed to maximize your cash flow and support your investment goals in the dynamic short-term rental market.
Key Features:
- Up to 75% LTV on purchases: Secure financing for acquiring new short-term rental properties.
- Up to 70% LTV for cash-out refinance: Access equity in your existing rental portfolio with competitive rates.
- 1.5+ Debt Service Coverage Ratio (DSCR): Ensure your rental income comfortably covers operating expenses and debt payments.
- Minimum FICO score of 700: Demonstrates strong creditworthiness for favorable loan terms.
- Flexible Loan Structures: Choose from 5, 10, or 30-year options with fixed-rate, adjustable-rate, interest-only, or balloon payment terms.
- Tailored for Short-Term Rentals: Specifically designed to meet the unique financial needs of Airbnb, VRBO, and vacation rental properties.
- Efficient Process: Streamlined application and approval process with dedicated support from our expert financing team.
- Nationwide Reach: We provide financing solutions across the United States to support your investment strategy wherever you operate.
Why Choose Empire Investments?
- Industry Expertise: Benefit from our extensive experience in closing thousands of rental property loans annually.
- Customer-Centric Approach: Dedicated to providing exceptional service and helping you grow your short-term rental business.
- Transparent and Reliable: Trustworthy lending partner committed to your success in real estate investment.
Additional Information :
- Maximize monthly cash flow with tailored loan solutions
- Expert support from our short-term rental financing team
- Efficient and straightforward loan process
- Versatile loan options for different investment strategies
- No personal income requirements
- Flexible pre-payment options
- Trustworthy lender with extensive industry experience
- Dedicated to helping you grow your short-term rental business
More Loan Programs
Partner with Empire Investments Today
Appointment
Let's Talk with a Lending Specialist
Connect with our expert lending specialists today to explore your financing options. At Empire Investments, we’re committed to guiding you through every step of your loan journey with personalized care and expertise.
- Every Step Of The Way
Our team is dedicated to supporting you throughout the entire loan process, ensuring transparency and clarity at every turn. Whether you’re refinancing or purchasing a property, count on Empire Investments to be your trusted partner.
- Dedicated Loan Concierge
Experience personalized service with our dedicated loan concierge who will tailor financing solutions to meet your unique needs. From initial consultation to closing, we’re here to streamline your experience and maximize your investment potential.
- Flexible Rates & Low Fees
Benefit from competitive rates and minimal fees designed to optimize your financial outcomes. At Empire Investments, we offer flexible financing options that align with your budget and investment goals, ensuring affordability and profitability.
Make an Appointment
Schedule a consultation today with one of our experienced lending specialists. We’re committed to helping you achieve your real estate investment goals with tailored solutions and exceptional service.
How It Works
Streamlined Process for Your Rental Loan
At Empire Investments, we’ve simplified the rental loan process to ensure a smooth and efficient experience. Discover how easy it is to secure financing for your rental properties with our four-step process.
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