Unlock Long-Term Investment Potential
Explore our premier loan options tailored for sustainable rental property investments.
30 years Rental Property Refinance & Purchase
Our 30-Year Rental Property Loan offers flexible financing options designed for non-owner-occupied properties. Whether you’re refinancing existing loans or purchasing new investments, we provide solutions to optimize your cash flow.
Details
- Up to 80% Loan-to-Value (LTV) for rate and term refinancing or purchase.
- Term options include 30-year fixed, 5/1 ARM, and 10-year interest-only.
- Suitable for properties up to 8 units, including mixed-use and condos.
- Portfolio loans available for comprehensive investment strategies.
- Liquidity requirements tailored for refinancing and purchasing scenarios.
- Refinance: Requires 6 months of payments + closing costs.
- Purchase: Includes down payment + closing costs + 6 months payments.
Overview :
Empire Investments offers a premier loan program designed for investors looking to optimize cash flow and maximize returns on rental property investments. Whether you’re refinancing existing loans or purchasing new properties, our 30-Year Rental Property Loan provides flexible terms and competitive rates to meet your investment needs.
Key Features:
- Term Flexibility: Options include 30-year fixed, 5/1 ARM, and 10-year interest-only terms.
- High Loan-to-Value (LTV): Up to 80% for rate and term refinancing or purchases.
- Property Types: Accepted properties include up to 8 units, mixed-use, and condos.
- Portfolio Loans: Available for broad and customized investment strategies.
- Liquidity Requirements: Tailored for refinancing and purchase, including closing costs and down payments.
Program Benefits:
- Quick Prequalification: Initial assessment in minutes for fast decisions.
- Comprehensive Process: From application to closing, we offer a seamless experience.
- Cash Flow Optimization: All-In-One Payments (PITIA) for simplified management.
- Access to Accrued Equity: Options for cash-out refinancing.
- Flexible Eligibility: Minimum FICO as low as 640 (highest partner’s mid-score used).
- Efficient Process: Fast and efficient closings to minimize wait times.
- Competitive Rates: We offer competitive financing options to maximize your investment.
Empire Investments is committed to providing loan solutions that help investors achieve long-term financial goals with ease and confidence.
Additional Information :
- Prequalification in Minutes: Swift initial assessment for faster decisions.
- Comprehensive Services: From application to closing, we provide a seamless experience.
- Cash Flow Optimization: All-In-One Payments (PITIA) structure for simplified management.
- Equity Access: Tap into accrued equity with cash-out options.
- Flexible Eligibility: Minimum FICO score as low as 640 (highest partner's midscore used).
- Efficient Process: Streamlined for shortened closing times.
- Competitive Rates: Explore our competitive financing options.
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Partner with Empire Investments Today
Appointment
Let's Talk with a Lending Specialist
Connect with our expert lending specialists today to explore your financing options. At Empire Investments, we’re committed to guiding you through every step of your loan journey with personalized care and expertise.
- Every Step Of The Way
Our team is dedicated to supporting you throughout the entire loan process, ensuring transparency and clarity at every turn. Whether you’re refinancing or purchasing a property, count on Empire Investments to be your trusted partner.
- Dedicated Loan Concierge
Experience personalized service with our dedicated loan concierge who will tailor financing solutions to meet your unique needs. From initial consultation to closing, we’re here to streamline your experience and maximize your investment potential.
- Flexible Rates & Low Fees
Benefit from competitive rates and minimal fees designed to optimize your financial outcomes. At Empire Investments, we offer flexible financing options that align with your budget and investment goals, ensuring affordability and profitability.
Make an Appointment
Schedule a consultation today with one of our experienced lending specialists. We’re committed to helping you achieve your real estate investment goals with tailored solutions and exceptional service.
How It Works
Streamlined Process for Your Rental Loan
At Empire Investments, we’ve simplified the rental loan process to ensure a smooth and efficient experience. Discover how easy it is to secure financing for your rental properties with our four-step process.
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